Home Intelligence. Born inside Real Homes.
HomeSpark delivers the missing layer of insight: user-permitted, real-time home data on the products, materials, and condition inside the home, combined with deep inventory intelligence enriched by homeowner interactions. Empower your data and business teams with a direct line to the home.
Turn every agent or adjuster visit into ongoing homeowner value.
HomeSpark gives agents and adjusters a simple way to create value at every homeowner touchpoint. Each visit can leave the policyholder with a living digital twin and structured inventory of appliances, fixtures, and materials they can use with Sparky AI to care for and manage their home. Easy enough for any agent, adjuster, or homeowner to use with just an iPhone Pro, HomeSpark helps insurers strengthen relationships, create more meaningful value-add interactions, and continuously enrich Sentinel with better home intelligence.
Homeowner Intelligence
Portfolio Intelligence
Product Intelligence
Natural-language Insights
Sparky AI Companion
Enterprise API & Webhooks
Intelligence flows from
every home to every team.
The HomeSpark App captures real-world home data from consumers. Our AI Architecture enriches, structures, and scores it — then Sentinel delivers it as actionable intelligence to insurers, OEMs, and service providers.
HomeSpark Sentinel · AI Architecture
HomeSpark Sentinel
Homeowners share their home
AI enriches every signal
Sentinel delivers intelligence
Purpose-built for the
home intelligence era.
One platform. Different workflows. Shared visibility, faster decisions, and actionable insight for every team that needs to understand the home.
Insurance intelligence.
Portfolio-wide visibility.
Insight that connects
every team.
The HomeSpark intelligence layer starts in the home.
Agents, adjusters, and homeowners scan their homes to generate a 3D digital twin, build a living inventory, and chat with Sparky for real-time help. That homeowner activity powers the structured, high-signal data layer behind Sentinel, giving direct insight into the home. Imagine an annual scan refreshing the 3D digital twin to reflect condition changes and the replacement of appliances and fixtures. Or, when a renovation occurs, a new scan updates the digital twin and inventory data, enabling triggers for underwriting review and offer updates.
Most property data stops
at the front door.
Aerial imagery, exterior models, and one-time photo capture only tell part of the story. HomeSpark Sentinel is built on user-permitted intelligence from inside the home — here's how it compares across the property-intelligence landscape.
| Capability |
HomeSpark Sentinel
|
CHRP | HOVER | Verisk | Betterview | Matterport | CAPE Analytics | ZestyAI | Truepic |
|---|---|---|---|---|---|---|---|---|---|
|
HomeScan
Complete HD 3D model of the home — inside and out
|
— | $20 per scan. HomeSpark provides unlimited HomeScans, included in our $5/mo plan. | Requires costly hardware to perform. HomeSpark HomeScans can be performed on any iPhone Pro model. | — | — | ||||
|
Complete home inventory
User-verified contents
|
— | — | — | — | — | — | |||
|
HD imagery of the entire home
Compare condition changes across claims
|
|||||||||
|
Real-time data signals from inside the home
Via Sparky Chat
|
— | — | — | — | — | — | — | — | |
|
Customizable AI insights
Across all data feeds
|
— | — | |||||||
|
D2C communication channels
Policyholder + home context included
|
— | — | — | ||||||
|
Multi-party chat
With specialized AI assistant
|
— | — | — | — | — | — | |||
|
Customizable dashboards
|
— | ||||||||
|
Org-specific RBAC controls
|
— | — | — | — | |||||
|
Sub-organization structure
Carriers → Partners & Brands → Agencies
|
— | — | — | — | — | ||||
|
White-labeled consumer app
Co-brandable for your policyholders
|
— | — | — | ||||||
|
Customizable consumer outreach
Email & push notifications
|
— | — | — | — |
Comparison based on each vendor's publicly available product documentation and announcements as of July 2026. A partial mark indicates a limited or adjacent capability — for example, geometry-only interior data, claims- or inspection-scoped policyholder tools, or capability delivered through third-party partner integrations. Betterview is now part of Nearmap; CAPE Analytics is now part of Moody's; Matterport is now part of CoStar Group. Capabilities evolve — contact us for methodology or corrections.